I have a discover card for a very long time and use it mainly for all purchases .Until Costco no longer accepts it, I get the AMEX Costco card in my name.
Since then, I hardly use my discover card and have thought about closing it. However, a friend of my think I should keep it since it will help to get my credit score better. Not sure if what my friend told me is true. My credit scores is > 800
Now, I received a email from Discover to indicate that they will close my card in 30 days due to inactive .
Same thing, I have a capitol one , just use for travel purpose . I got a card a at that time because, only Capitol ( no annual fee) has the 0 foreign transaction fee . And this card sits long in my drawer and it has a special meaning . (It saved me when my return fly was cancelled in a middle of our family trip oversea by a scam travel agent who filed a bankruptcy)
I just wonder if I should contact Discover to try to keep this card open . This card is the longest card I have under my individual account . In my opinion, this card may not have any real benefit now, but it is the first credit card I got in my own name, I feel that it is a part of my life. If I let it closed, I just feel a little part of my life also missing .
Since then, I hardly use my discover card and have thought about closing it. However, a friend of my think I should keep it since it will help to get my credit score better. Not sure if what my friend told me is true. My credit scores is > 800
Now, I received a email from Discover to indicate that they will close my card in 30 days due to inactive .
Same thing, I have a capitol one , just use for travel purpose . I got a card a at that time because, only Capitol ( no annual fee) has the 0 foreign transaction fee . And this card sits long in my drawer and it has a special meaning . (It saved me when my return fly was cancelled in a middle of our family trip oversea by a scam travel agent who filed a bankruptcy)
I just wonder if I should contact Discover to try to keep this card open . This card is the longest card I have under my individual account . In my opinion, this card may not have any real benefit now, but it is the first credit card I got in my own name, I feel that it is a part of my life. If I let it closed, I just feel a little part of my life also missing .
Inactive Discover card?
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