A Look Back at 2015: The 5 Most Important Retirement Planning Changes for 2016 - by Jamie Hopkins/ Personal Finance/ Forbes/ forbes.com
"Retirement planning can be extremely challenging as individuals are tasked with planning for an uncertain time period. If that were not difficult enough, in many ways retirement planning is like trying to shoot a moving target in the wind.
Each and every year new legislation, court cases, and market conditions impact retirement planning, and 2015 certainly was no different.
In fact, public policy changes to Social Security really unnerved a lot of people who had become accustomed to the stability of certain Social Security benefits we have enjoyed for the last decade.
In addition, the retirement planning market saw an influx of new financial products, the sun setting on certain financial products, a changing investment market, and a variety of legal changes.
However, there were five changes that occurred in 2015 that everyone planning for retirement needs to know about: 1) Reduced Social Security claiming strategies; 2) enhanced reverse mortgage consumer protection rules; 3) considerable annuity product developments; 4) expansion of the myRA savings program; and 5) the creation of ABLE accounts.
While all of these topics can be fairly complex, this article will provide a brief overview of each of these changes for your consideration as you begin to plan for 2016..."
Richard
"Retirement planning can be extremely challenging as individuals are tasked with planning for an uncertain time period. If that were not difficult enough, in many ways retirement planning is like trying to shoot a moving target in the wind.
Each and every year new legislation, court cases, and market conditions impact retirement planning, and 2015 certainly was no different.
In fact, public policy changes to Social Security really unnerved a lot of people who had become accustomed to the stability of certain Social Security benefits we have enjoyed for the last decade.
In addition, the retirement planning market saw an influx of new financial products, the sun setting on certain financial products, a changing investment market, and a variety of legal changes.
However, there were five changes that occurred in 2015 that everyone planning for retirement needs to know about: 1) Reduced Social Security claiming strategies; 2) enhanced reverse mortgage consumer protection rules; 3) considerable annuity product developments; 4) expansion of the myRA savings program; and 5) the creation of ABLE accounts.
While all of these topics can be fairly complex, this article will provide a brief overview of each of these changes for your consideration as you begin to plan for 2016..."
Richard
A Look Back at 2015: The 5 Most Important Retirement Planning Changes for 2016
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